Latest Life Insurance News - Essential Life Latest news for Life Insurance. http://www.essential-life-insurance.co.uk/life-insurance-news/default.aspx SMEs 'often failing to protect key employees with insurance' Many SMEs are failing to ensure their key employees are adequately protected with enough cover, research suggests. http://www.essential-life-insurance.co.uk/life-insurance-news/Income-Protection-Insurance/SMEs-often-failing-to-protect-key-employees-with-insurance_1948.aspx Life cover info 'could be included in files people leave to families' Life insurance information could be left behind by people as part of financial affairs folders which they compile for their loved ones, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-cover-info-could-be-included-in-files-people-leave-to-families_1947.aspx Many people 'in the dark' about parents' important documents Some consumers are currently in the dark when it comes to their parents' important documents, figures have shown. http://www.essential-life-insurance.co.uk/life-insurance-news/Pensions/Many-people-in-the-dark-about-parents-important-documents_1946.aspx Insurance sector 'seeing firms make large undercuts' Large undercutting is being seen among firms in the insurance sector, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Income-Protection-Insurance/Insurance-sector-seeing-firms-make-large-undercuts_1945.aspx Many IFAs 'gaining life insurance enquiries' When it comes to protection products, IFAs are most commonly gaining life insurance enquiries from consumers, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Many-IFAs-gaining-life-insurance-enquiries_1944.aspx Female life insurance holders 'have traditionally paid less for cover' Life insurance is something which may traditionally cost less for women on average, it has been noted. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Female-life-insurance-holders-have-traditionally-paid-less-for-cover_1943.aspx Consumers 'will see higher life insurance costs as they get older' Consumers looking to invest in life insurance have been warned that their premiums could go up once they get older. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Consumers-will-see-higher-life-insurance-costs-as-they-get-older_1942.aspx Life insurance buyers 'should make truthful applications' When purchasing life insurance, people should make truthful applications, it is believed. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-buyers-should-make-truthful-applications_1939.aspx Smokers offered life insurance savings reminder A reminder about the potential life insurance savings which quitting smoking could make has been issued by one site. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Smokers-offered-life-insurance-savings-reminder_1940.aspx Debts and living costs 'should be considered by life insurance buyers' Prospective life insurance buyers could look at their living costs, along with their debt levels, an expert suggests. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Debts-and-living-costs-should-be-considered-by-life-insurance-buyers_1941.aspx People with dependents 'may need greater life insurance cover' Greater levels of life insurance cover may be needed by policyholders with dependents, a writer noted. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/People-with-dependents-may-need-greater-life-insurance-cover_1937.aspx People with dependents 'may need greater life insurance cover' Greater levels of life insurance cover may be needed by policyholders with dependents, a writer noted. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/People-with-dependents-may-need-greater-life-insurance-cover_1938.aspx Life insurance cutbacks 'may have negative consequences' Parents who decide to make life insurance cutbacks may end up putting their loved ones at risk, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-cutbacks-may-have-negative-consequences_1936.aspx Consumers 'should review life insurance regularly' People may wish to review their life insurance on a regular basis, an expert suggests. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Consumers-should-review-life-insurance-regularly_1935.aspx Term life insurance 'can take various forms' Term life insurance can be available in various forms, it has been highlighted. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Term-life-insurance-can-take-various-forms_1934.aspx ABI launches critical illness cover Statement of Best Practice The ABI has unveiled a new Statement of Best Practice relating to critical illness cover. http://www.essential-life-insurance.co.uk/life-insurance-news/Income-Protection-Insurance/ABI-launches-critical-illness-cover-Statement-of-Best-Practice_1933.aspx First-time buyers 'may wish to boost life insurance knowledge' The knowledge which first-time buyers possess in relation to life insurance may need to be improved, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Firsttime-buyers-may-wish-to-boost-life-insurance-knowledge_1932.aspx Life insurance 'a responsible product to invest in' By investing in life insurance, people will be taking a responsible decision, an expert has noted. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-a-responsible-product-to-invest-in_1931.aspx Life insurance 'could be listed in people's post-death plans' People should list things like life insurance policies when they come to make plans regarding their deaths, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-could-be-listed-in-peoples-postdeath-plans_1930.aspx Life insurance buyers 'could address various factors' Numerous factors could be looked at by people considering a life insurance policy purchase, it is believed. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-buyers-could-address-various-factors_1929.aspx Life insurance and disability policies 'could be looked at by couples' Disability policies and life insurance are two things which couples could chat about at this time of year, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-and-disability-policies-could-be-looked-at-by-couples_1928.aspx Estate planners 'should review life insurance cover' Life insurance is one area which estate planners may wish to review, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Estate-planners-should-review-life-insurance-cover_1927.aspx Many working women 'lack life insurance' Many of the UK's working women lack life insurance cover, it is believed. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Many-working-women-lack-life-insurance_1926.aspx Stay-at-home mothers 'need to consider life insurance' Life insurance needs to be considered by new stay-at-home mothers, it is believed. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Stayathome-mothers-need-to-consider-life-insurance_1924.aspx Professionals 'could help people assess life insurance requirements' People could get their life insurance requirements assessed by a professional, it is believed. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Professionals-could-help-people-assess-life-insurance-requirements_1925.aspx People with kids 'should look into life insurance' Life insurance should be looked at by people with children to take care of, a writer suggests. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/People-with-kids-should-look-into-life-insurance_1922.aspx Families 'could face debts' without life insurance support Without the support of life insurance payments, families who are left behind by a breadwinner could face debts, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Families-could-face-debts-without-life-insurance-support_1923.aspx Life insurance death claims 'are not often turned down' It is not often that people's life insurance death claims are turned down, an expert has noted. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-death-claims-are-not-often-turned-down_1921.aspx Insurance buyers 'should ensure providers are fully authorised' People buying products like insurance need to check their providers are properly authorised, an expert believes. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Insurance-buyers-should-ensure-providers-are-fully-authorised_1919.aspx Young couples 'should update life insurance beneficiary details' Young couples with life insurance may wish to update details considering their beneficiaries, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Young-couples-should-update-life-insurance-beneficiary-details_1920.aspx People 'may wish to consider annual life insurance premiums' Consumers aiming to cut their costs this year might want to think about paying their life insurance premiums annually, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/People-may-wish-to-consider-annual-life-insurance-premiums_1918.aspx Insurance 'among products which people can shop around for' Shopping around for insurance is one way in which people could address tight financial situations, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Insurance-among-products-which-people-can-shop-around-for_1917.aspx People 'now facing higher funeral costs' The past few years have seen funeral costs go up for people in the UK, according to one expert. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/People-now-facing-higher-funeral-costs_1915.aspx People's levels of life insurance cover 'influenced by various factors' Various factors may influence the levels of life insurance cover which people require, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Peoples-levels-of-life-insurance-cover-influenced-by-various-factors_1916.aspx Life insurance holders 'may need to reconsider cover' due to children Once married people have children together, they may need to review their existing life insurance, an expert believes. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-holders-may-need-to-reconsider-cover-due-to-children_1913.aspx Life insurance buyers 'may require independent guidance' Independent guidance may be needed by life insurance buyers in the near future, an expert suggests. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-buyers-may-require-independent-guidance_1914.aspx Life insurance buyers 'should use permanent addresses' It might be a good idea for life insurance buyers to register their policies at their permanent addresses, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-buyers-should-use-permanent-addresses_1912.aspx Life insurance 'could be used by stay-at-home parents' Stay-at-home parents might wish to consider the use of life insurance, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-could-be-used-by-stayathome-parents_1911.aspx People 'should discuss life insurance' at various stages of marriage Life insurance should be discussed by couples at various points in their marriages, an expert suggests. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/People-should-discuss-life-insurance-at-various-stages-of-marriage_1910.aspx Shopping around 'important for life insurance buyers' Shopping around is something which people should focus on when purchasing life insurance, according to one firm. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Shopping-around-important-for-life-insurance-buyers_1909.aspx Smokers 'should inform life insurance providers' about quitting efforts People who have quit smoking are being encouraged to inform their life insurance firm about this change in their habits. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Smokers-should-inform-life-insurance-providers-about-quitting-efforts_1908.aspx Newly-weds 'may wish to assess life insurance requirements' People's life insurance requirements may need to be assessed if they have just got married, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Newlyweds-may-wish-to-assess-life-insurance-requirements_1907.aspx Life insurance 'an affordable form of financial protection' When focusing on financial protection, life insurance could be an affordable option for people to consider, it is believed. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-an-affordable-form-of-financial-protection_1906.aspx Insurance buyers 'tend to get what they pay for' People purchasing insurance policies tend to get what they pay for, an expert has advised. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Insurance-buyers-tend-to-get-what-they-pay-for_1905.aspx Basic life insurance 'not possessed by 61% of families' Basic life insurance is something which 61 per cent of the country's families are presently without, research suggests. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Basic-life-insurance-not-possessed-by-61-of-families_1904.aspx Life insurance buyers 'should consider areas which require coverage' Life insurance buyers should give some thought to the things they require coverage for, along with areas that are less important, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-buyers-should-consider-areas-which-require-coverage_1903.aspx Life insurance 'a requirement for parents with young children' Life insurance is something which people with younger children should have in place, it is suggested. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-a-requirement-for-parents-with-young-children_1902.aspx Life insurance 'an easy and cheap investment' It is easy and relatively inexpensive to take out life insurance cover, one source has noted. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-an-easy-and-cheap-investment-_1901.aspx Life insurance 'has many benefits' There are many benefits to life insurance as long as people plan carefully, a source has stated. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Life-insurance-has-many-benefits_1900.aspx Retirement planners 'should collect together life insurance documents' People should aim to collect together their life insurance documents if they are keen to focus on retirement planning, it is believed. http://www.essential-life-insurance.co.uk/life-insurance-news/Life-Insurance/Retirement-planners-should-collect-together-life-insurance-documents_1899.aspx